Whether you’re renting a house for a couple years before buying your own home or downsizing to an apartment, you need to carry renters insurance. Many landlords and property management companies require this. Others don’t, but if a fire or other disaster destroys the place where you live, your landlord’s liability coverage isn’t likely to replace your belongings. Fortunately, CIS Insurance Agency can help.

Renters Insurance for Your Needs

CIS Insurance Agency understands that different people have different insurance needs. What you need in a rental insurance policy will depend on the type of home you rent as well as its location and the type of belongings you keep there. We’ll take the time to learn about you and then shop our network of insurance providers to find effective, affordable options to meet your needs. We won’t try to sell you a cookie-cutter policy.

Renters Insurance Options

Renters insurance policies from CIS Insurance Agency come with certain standard coverage. Most policies will include belongings coverage as well as personal liability insurance. Your policy will also include medical payments liability coverage in case a guest is injured in the home you are renting. Our friendly agents will work with you to help you choose options that work for you including

• Setting insurance limits that will cover your risks
• Setting a deductible amount that fits your budget
• Helping you choose valuation for your belongings

In addition to standard coverage, we also offer specialized coverage for renters. Our most commonly requested specialized insurance for renters is a scheduled personal property rider. This coverage insures valuable items such as musical instruments, jewelry, antiques or collectibles against damage, loss or theft.

Get your free renters insurance quote online today. If you wish to speak to an insurance professional at CIS Insurance Agency, call us at 205-430-8250. We look forward to helping you protect the things that matter to you.

Get a Free Renters Insurance Quote