From building materials to furnishings, many of the things in your home likely aren’t as flame-resistant as those from yesteryear. A fire in a modern home is a “perfect storm,” according to safety consulting and...

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Hazard insurance is a term sometimes used to describe risks covered by a homeowners insurance policy. Covered risks (or hazards) often include damage to your home caused by fire and smoke, theft and vandalism, among...

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It’s easy to lower your insurance costs - especially if you have a great driving record, or don’t mind having higher deductibles. Who doesn’t want to pay less for car insurance? Billions of dollars are spent on ad...

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One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could...

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Fall is here and with that comes LEAVES..... lots and lots of leaves. The sights and smells of falling leaves and bonfires can bring a smile to your face but be careful of those embers spreading to surrounding bushes...

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What is Fog and how do you drive in it? Fog is a cloud at ground surface level occurring most often in the morning or evening. When driving, use fog lights because they have a wide, flat beam which doesn't reflect back...

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That oh-so-covetable experience of taking a dip in your very own pool? Millions of American households enjoy it, at least when the weather’s nice. With the summer heat ratcheting up, you may be coming down with a...

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Don't we all need to save some money? The problem is, we often do not know how to get started. Try these ideas: 1. Put a little away every week. Don't underestimate the power of saving $25 to $50 per week. If you pay...

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As a busy homeowner, it's easy to fall into the trap of pushing off tasks that maintain the long-term value of your home in favor of more pressing problems. That’s OK, to a point, as certain house-cleaning projects...

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If you want to be successful at work, then getting a reputation for taking initiative is one key goal to accomplish. Initiative and creativity move the world. They foster the realization of innovative ideas in various...

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Your home protects you from the elements, but heavy rains can weaken that protection. With a little maintenance and a lot of vigilance, it’s not hard to stay safe and dry. Spring rainstorms are a fact of life in many...

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Home improvement: It’s a never-ending process for many people, and for those of us who aren’t necessarily handy, it can be a hassle, too. But there are plenty of simple maintenance tasks and other improvements you can...

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Finally, warm weather is here! It is time to take the pool cover off and enjoy some fun in the sun. Safety is key, statistics show that drowning is the nation's number one killer of children under the age of 5 and it's...

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Apartment living in Marion County, AL can have many advantages: low maintenance, close to work and entertainment, and ease of changing residence. But, if you’re a dog owner, apartment living can present some...

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In today’s economy, everyone is pinching pennies. So why worry about umbrella coverage? Shouldn’t a home and auto policy leave you adequately covered? Unfortunately, we live in a world of lawsuits. Large damages can be...

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Talking to Your Teen About Safe DrivingWhen teens begin to drive, according to the National Highway Traffic Safety Administration (NHTSA) and the National Safety Council, the sobering statistics start to pile up:Car...

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You’ve heard all the talk about driverless cars. Yet we’re still years away from living in a world where you can just tell your car where to go and then kick back and relax with a book or your phone. Even still,...

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No matter how safe you are behind the wheel, you’ve probably done things like: Shift into drive while the car is still rolling backward. Ride the brakes on steep hills. Roll into the gas station on empty. Guilty? If so,...

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