One of the most certain things in life is uncertainty. Your dog could bite the neighbor’s kid. Your teen driver could hit a cyclist. A guest could fall down your stairs. A rainy morning commute on worn-out tires could...

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Fall is here and with that comes LEAVES..... lots and lots of leaves. The sights and smells of falling leaves and bonfires can bring a smile to your face but be careful of those embers spreading to surrounding bushes...

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